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SIP Calculator

Calculate how much wealth you can create by investing small amounts monthly.

Wealth Growth Tip

Increasing your monthly investment by just 10% every year (Step-up SIP) can double your final corpus in the long run.

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What is an SIP?

A **Systematic Investment Plan (SIP)** is a method of investing in mutual funds where an investor contributes a fixed amount at regular intervals (monthly, quarterly) rather than a one-time lump sum. This technique leverages the power of compounding and rupee cost averaging.

How does this calculator work?

The SIP calculator uses the future value formula for an annuity due. You provide the monthly investment, expected rate of return, and the number of years. The tool then instantly computes the total amount invested, the interest earned, and the final maturity amount.

Historical Performance

While the calculator allows you to input any percentage, historically, diversified Indian equity mutual funds have delivered **12-15% annually** over 10+ year periods. Past performance is not a guarantee of future returns.